CIS DRS (Centralized Information System – Debt Recovery Solutions) is a Bulgarian financial services provider that specialises in debt recovery, credit risk management, and financial information services. The company supports banks, lending institutions, and businesses in managing overdue receivables, tracking debt portfolios, and improving recovery outcomes through systematic debt enforcement practices and credit data services.

SERVICES

• Debt Collection: CIS DRS employs a variety of strategies to recover debts, including amicable negotiations, legal actions, and debt restructuring.
• Debt Purchase: The company purchases debt portfolios from other companies, allowing them to acquire and recover debts.
• Cross-Border Debt Recovery: CIS DRS has a global network of partners and legal experts to facilitate cross-border debt recovery.
• Credit Risk Management: The company provides credit risk management services to help businesses assess and mitigate credit risk.
• Skip Tracing & Debtor Location: Uses tools and databases to locate debtors for follow‑up and recovery.
• Negotiation and Settlement Support: Works with debtors to set repayment plans and mutually acceptable settlements.
• Case Management & Monitoring: Tracks recovery cases and provides updates and reporting to clients.
• Legal Assistance Coordination: Supports interaction with legal professionals when legal action is required.
• Risk Analysis & Credit Scoring: Offers tools to assess credit risk and predict likelihood of default.
• Compliance and Regulatory Support: Ensures debt recovery processes adhere to Bulgarian and EU financial regulations.
• Portfolio Review Services: Analyses loan portfolios to identify problematic accounts and recovery strategies.

Countries

These are the countries in which this lender operates/is available.